There are numerous misconceptions floating around about personal injury claims. This is concerning in that when people are not properly informed they may fail to make a claim and collect money they are entitled to for injuries or they may make costly mistakes in the claim process which can result in lost compensation.
Read more to learn about some of the most common misconceptions about personal injury claims:
I was involved in a vehicle accident and the other driver did not have insurance, so there is no reason to make a claim. This is false.
There may be other available resources which provide for you to recover compensation. As an example, you may be able to collect compensation by your own insurance company if you have uninsured or underinsured coverage. If the other driver was employed and on the job at the time of the accident, his/her employer might be responsible. The point is that you owe it to yourself to explore all of these options. The attorneys at Montgomery Dowdle will review all of these possibilities with you concerning your personal injury claim.
If I do make a claim, I will have to attend court and I don’t have the time for that. This is also false.
A very high percentage, over 80% of personal injury claims are settled out of court without you needing to attend any court hearings. In addition, your attorney will handle the negotiations with the insurance company and your opponent, which will reduce any of your time that would be spent on the case.
The insurance adjusters are on my side. This is false.
Like any business, there are good and bad insurance adjustors. However, even good insurance adjustors work for the insurance company and their loyalties are to the insurance company, not you. It is not their job to determine what is fair in each personal injury claim. Their job is to settle the claim for the smallest amount, so they will try to pay you as little as possible. In this way, the company makes more money and they look good in the eyes of their supervisors.
The examples above are just a few of the more common misconceptions that people may have about personal injury claims and personal injury attorneys. If you are involved in an accident, it is not wise to rely on what others or insurance adjusters tell you about your injury claims. Even though they mean well, misinformation could ultimately be very costly when it comes to your claim.
The best thing to do is to consult with an experienced personal injury attorney. They can explain your rights, answer your questions and give you ideas of what your personal injury claim may be worth.
You can call a Boise Personal Injury Lawyer at Montgomery Dowdle any time. Your consultation is free and you get the benefit of more than 35 years of experience in personal injury law and insurance claims. Call Now. 208-378-8882